Money, Truth & Life

Money, Truth & Life ISBN: 9781734752830 Impact Driven Publishing, Copyright, written by Judy L. Copenbarger, JD, CFP, AIF.

Sub-titled Practical Wisdom to Strengthen Families for Life, the book opens with several Testimonials; an interesting Dedication; Special Thanks to several people. Following are 9 chapters; an Appendix; About the Author and an invitation to Continue Online. The discussion in each chapter is simply presented with an approach and verbalization set forth for the average family and its members. Chapters 1 and 2 discuss some basics of money and other fundamentals; #3, matters of taxation; #4, how to legally protect you, your business and your family; #5, cash flow planning; #6, growth and protection of your assets; #7, use of insurance to reduce financial risks; #8 how to live a life of Integrity; #9, preparing your next step summing up ‘The elements of mastery straightening your “life spokes” (elements explained earlier), Finances and Faith and Creating Your Plan. The Appendix includes in brief, a Spending Plan Template for Families, Additional notes on Laddering, an “Earn, Save, Sell” Exercise; 3 Methods to Pay Credit Cards.

Discussion: This is a most unusual book written by a woman of considerable talent married to an equally, but differently talented man, who has developed a rather unique ability to equate with and explain things in a simple manner understandable by families from any walk of life. The prospective reader acquires a quite definite implication both from the positions held by, and the friendly, personal tone used by, the providers of the opening Testimonials. Specifically that the book will set forth easily read and helpful prose for an audience that unfortunately more usually is overlooked or ignored.

5*  Highly recommended book specifically for targeted audience.

The SHEEP RISE UP

The Sheep Rise UP ISBN: 9781481716444, Author House, a novel copyright and written by Mitchell Graye.

Kristen O’Hara, General Counsel for successful Enterprise Company is informed by Peter Preston, the President, that they are having both short and long-term financial problems that will necessitate severe restrictions on salaries as well as declaration of regular dividends to the stockholders. He also, in his usually overbearing manner, attempts to coerce her into issuing a supportive statement of this need that she realizes is not true. Her handling of this difficult ethical problem obviously places her in a precarious position. The results of refusing the request could place a strain on her finances as a single mother with a daughter in college as well as her other usual expenses. Compliance no doubt would severely damage her long-term career and financial security. She decides that ethically she must, and does refuse his request. Upon her refusal, he attempts to initiate a campaign that casts her in position of being at fault. He is aided in his activities by Richard Axel, the company’s V-P who is part of Preston’s plans. Upon appearance of an article in the WSJ of the company’s rumored problems, Frank Atwater, partner in a prestigious law firm, calls. He had been her mentor as well as boss, helping her with her career until she had left for the position with Enterprise. After a few meetings she tells Frank what has happened and with help from a retired, unusual PI whom Frank had known for years, begins to reveal a complicated series of activities that include establishment of unlisted deposits on the other side of the country as well as others offshore, interspersed with setting up a number of subsidiary companies as well as employment of a clandestinely well-known assassin. With assembly of a congressional SEC hearing, the fraudulent activity is demonstrated to include a number of others involved in this matter of fraudulent activity that entailed a total of several billion dollars.

Discussion: The author has set forth a surprisingly engrossing tale that is more than just a story of fraudulent activity within a large company. The basic plot and accompanying activity of such deviousness is knowledgeably well presented, BUT it is captivatingly enclosed within a rapidly paced, suspenseful thriller. Highly recommended.

5* Fast-paced, knowledgeably written, fraudulent security tale within a suspenseful thriller.

Cold but Not Forgotten

Cold but Not Forgotten ISBN: 9781509226504 Wild Rose Press copyright and written by RJ Waters.

The book opens with an excerpt where Lieutenant Carlson the protagonist and story teller, informs the reader that he, and his two buddies, Gary Horton and Joseph Malone are the 3 who conduct criminal investigations for all of Elko County, a section of Nevada the size of Maryland have gone to the range for their required shooting requirement. They arrive and Native Indian Joseph checking the sky for weather sees two vultures circling. He, followed by the others, runs up the berm and discover a body lying about seventy-five yards away. It belongs to Diane Morrissey, the wife of a local Dentist. It appears that she “died today because her cell phone failed.” She had been crawling toward the area of help and had succumbed just shortly before their arrival. She was covered in blood but there were no discernable injuries. From this grisly introduction the reader is led into, and through, a rather thoroughly convoluted and complicated plot. Diane, enormously well liked, was married to a man who unfortunately constantly was attracted to other women and additionally had an active on-going affair with his office manager. Numerous other actions by the man also pointed strongly toward his guilt as he was moving his practice to Las Vegas. However, numerous additional characters gradually become involved in the expanding mystery. There is a physician who specializes in dispensing supplements especially for marathon devotees. A lonely, elderly, somewhat recently widowed neighbor whom Diane befriends; her friend/rival marathoner, wife of another dentist who has partnered with Diane’s husband in buying out, and moving to, the La Vegas practice; plus a little known live-in friend of the Dentist’s office manager. Other characters offer their own interesting bits, especially Joseph, Carlson’s investigating officer who is a Native American Indian with tribal Shamanism blood and an owl that provides him with insights into cases in which he is involved. He, in turn, introduces Carlson to one of the tribe’s elders which introduces a sub-plot. Another sub-plot sets up discovery of missing facts that offer data for the main mystery and are a fascinating twist of their own. Also included are allusions to an earlier case of Carlson’s in which he had been involved in another position in another state.

Discussion: The author has given the reader an interestingly involved mystery with credible action and an array of activities that routinely could be included in the overall work days of a police officer in the position depicted. And, it specifically describes such activity being performed by one of these individuals who portrays the best qualities of such an officer and very nicely emphasizes the tremendous strain imposed upon such individuals’ loving wives. Thus, one has a story of multiple crime investigations that includes, as so often is needed, a bit of luck, the usual homicidal, often psychologically disturbed characters’ but additionally some ‘nice’ people not that frequently found in police investigative tales.

5* Recommended, well-written mystery for readers who enjoy a less jaded police tale.

White Australia has a Black History

White Australia has a Black History. Barbara Miller Books copyright and written by Barbara Miller.

The author has set forth a monumental production examining injustice perpetrated upon an indigenous people. In her exhaustive examination of the basics upon which the moves were initiated and the manner in which they constantly were re-initiated and enforced she has presented a quite scholarly work supported by a large number of references as well as a hundred and ninety pertinent end-notes. Truly a remarkable accomplishment that does indeed show a dark history of disdain for the rights of individuals. It also is a tribute to William Cooper and the many others that attempted to regain not only the aboriginals land but their self-respect. The government’s demonstration of utter disdain is so reminiscent of that of the United States and its rough shod over-ride of the American Indian by their false treaties and promises, and the resulting “Trail of Tears”, the massacres and more. These quite parallel situations bring to mind a most interesting situation extant in each country – a basic and undying pride in their heritage demonstrated by an Australian woman and an American Indian man. Both often have been criticized for their early actions when others were immersed in the struggle for their people. Again simply demonstrating a somewhat similar lack of understanding with little knowledge of a situation and similarly lacking empathy. Isn’t it often said the “Everyone should have a dream to pursue and the more dire one’s circumstances, the greater the need for that dream”? And after the younger age at which they forged ahead with their dreams, both later returned to their roots with pride and proceeded to provide extensive help for their people.

The young Australian woman was Evonne Goolagong, daughter of a locally famous athlete mother who persisted in urging on her daughter, who became one of tennis’ multi-winning champions, including Wimbledon, in the 1970’s – 80’s. The young Indian was Billy Mills, the Oglala Sioux boy who against all odds gained the 1964 Olympic Gold Medal following a dream implanted by a desperate father in the mind of a grieving 8-year-old who had just lost his mother.

Discussion: Thus to reiterate, the author has provided a well-documented, exhaustive history of the manner in which still another group of indigenous people have been severely mistreated. Her extensive research has set forth and examined in detail each abominable act and has provided more than ample supportive data. It is a treasure trove of indisputable fact. The almost overwhelming detail leaves no space for any type of denial. Regrettably however, this makes movement through the material quite slow so readers, other than those interested in the many unacceptable actions perpetrated by governments, may find this to be somewhat of a deterrent to acquiring this fascinating material.

3* 5* Comprehensive expose; regrettable caveat for many readers.

Ted Shepherd SLOWER

 

 

SLOWER, an e-book for young adults, assumed to have been published, copyright and written by Ted Shepherd.*

The story opens with 9th grader Emit Friend sitting completely bored in science teacher Ms. Beans’ class. He cannot understand how the other students, except for his cousin Ellen, are not also going out of their minds. He has been diagnosed with Attention Deficit Hyperactivity Disorder (ADHD) and sleeps very poorly every night. Thus he falls asleep and is rudely awaked by Ms. Beans shouting his name. He awakens immediately and is told to report to the Principal’s Office. This is a rather routine matter for him, and besides the principal is a very old family friend whom he knows as “Uncle Dimitri” Zachs. Ms. Beans follows his arrival and accuses him of pulling a prank on her. He does remember dreaming of such activity but cannot believe that he was able to perform it. From talking with Zachs he suddenly realizes that he had done it and the tale evolves into a fast moving plot that follows his activities, some of which could turn him into somewhat of a new superhero. It is a story that includes a bit of physical science, cyber science, stock market manipulation, and history that involves Uncle Dimitri, his cousin Ellen, his Grandfather and others. Fundamentally however, it presents a seriously thought-producing for young, as well a older minds to contemplate

Summary: This should be thoroughly enjoyed, as well as providing serious thought paths by young readers.

*Amazon lists as: Ted Shepherd SLOWER

5* Young readers should thoroughly enjoy, while contemplating serious thought paths.

The Elephant in the Room

The Elephant in the Room: Bioethical Concerns in Human Milk Banking ISBN: 9781532371875, Cove International Publishers, e-book by September Williams & Mother’s Milk Bank, San Jose.

The book opens with a forward explaining that human milk banking has a century of history built on the mission of saving infants. However, badly needed development has only recently begun as the result of “the sheer passion of women seeking to help mothers and babies”. The idea is to develop milk banks as an altruistic culture of milk donation, its collection, processing and distribution based on scientific knowledge. Finally in 1985 the Human Milk Banking Association of North America was formed to provide and advance all pertinent information with a basis of the operation “to support the mother’s journey to successfully breastfeed her own infant.” The specifics of the program and relevant features are set forth here under six major headings: I, A Request for Consultation; II, Should we let Babies Starve? Bioethics, Cases & Stories; III, Clinical Medical Ethical Decision Making: the Box Method; IV, The Elephant in the Room: Infant Mortality, Premature Birth and Health Disparities; V, Famine in the Midst of Plenty; VI, Conclusions. There also is an Appendix, an interesting description “About Mother’s Bank San Jose”, which is a ‘working Milk Bank’, and a brief “About the Author”. Each of the almost incredible number of pertinent factors associated with these major headings is presented at some length. Randomly selected are the subjects of the cost of breast milk as a tissue versus as a corporate product; introduction of payment vs altruistic giving of milk and the many ramifications, including a pertinent case involving Cambodian women; a history of commodification of human beings and their parts; numerous cases of horrendous usage of individuals and/or their bodies/tissues without their permission; disclosure as well as existing barriers to it; changing fate of premature babies and increased need of an increasing milk supply and almost countless more factors requiring consideration. Each section is followed by an impressive list of references.

Discussion: The author has made a most interesting case for the establishment of “Milk Banks”, a subject seldom entering the minds of the everyday citizen. Further she has provided a highly detailed and quite all-encompassing discussion of the factors of importance in accomplishing this mission. And she has presented her material in a most readable form in spite of simultaneously fortifying her compelling arguments in a quite scholarly fashion bolstered with 176 supporting references. The only somewhat deterrent feature is the absence of judicious editing of the repetition/redundancy that occurs throughout the book.

4* 5* Subject rating; -1* as explained.